No Interest Loan Scheme

NO FEES. NO CHARGES. NO INTEREST.

Highlands Community Centres No Interest Loans (NILS) are a smart choice loan option to help you manage your money. Borrow up to $2000 for essential goods and services with no fees, no interest, ever. You pay back only what you borrow and nothing more.

How does NILS work?

There are times in life, despite how hard you try to keep on top of things, when unexpected expenses pop up. The washing machine has broken down or you have unexpected car repairs.

NILS can pay the cost of these goods and services straight to the vendor once a loan is approved. We then set up Centrepay or Direct Debit for you at a repayment amount mutually agreed upon.

Loans are available up to $2000 for essential goods and services including:

Household essentials
Car Repairs and Registration
Medical & Dental
Technology
Housing
Education

Who can apply for a NILS Loan?

Do you have a Heath Care Card / Pension Card
OR earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or people with dependants
Can you show that you have the capacity to repay the loan?

Contact Details

Lynn Brady, NILS Coordinator

Phone: 02 4862 1122

Email: [email protected]

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